Specialist advisory services for banks, independent lenders, debt advisory, venture capital, and private equity. Experience and technology combined to give clarity and certainty.
Powered by ABL Intelligence — a new way of looking at risk Review us on TrustpilotIndependent, evidenced, accountable. The only way we know how.
From pre-lend due diligence through to ongoing facility management and exit strategy, we provide the independent insight lenders and investors need.
Pre-lend due diligence and existing client review across Invoice Finance, Asset Based Lending, Stock, Trade Finance, and Cash Flow Lending.
Learn MorePortfolio risk review for investors across back-to-back facilities, secured and unsecured lending. From start-up through to collect-out.
Learn MoreInsurance-based capital relief optimisation for financial institutions. Leverage solutions to improve Risk Weighted Assets by up to 80%.
Learn MoreSpecialist surveys and audits for construction and contractor lending. Full accounts receivable review combined with qualified quantity surveyor expertise.
Learn MoreEvery facility we look at gets cross-checked against a deep pool of data. The conclusions in your report show their working, every time.
We pull in fresh data every day from a wide range of sources. By the time we start looking at a facility, we already know what's changed and what to dig into.
Every name in a deal — directors, debtors, creditors — gets checked against everything we've ever seen. Shared directors, recurring patterns, hidden links: we spot them straight away.
Every facility gets a clear risk score, broken down so you can see exactly how we got there. No black-box guesswork — every number ties back to the evidence behind it.
Built in-house. The same engine sits behind every deal report, lender dashboard and committee pack we deliver.
Talk to us about a portfolio reviewA real-time snapshot of UK insolvency activity from our intelligence platform — the same feeds that inform every facility we underwrite, refreshed daily.
The quality and experience across our team defines our business. We have a reputation for paying market-leading rates to ensure we partner with the most experienced talent.
Three anonymised examples of recent assignments. Names changed; numbers and findings as recorded.
A challenger bank wanted an independent view on a manufacturing group before committing to an £8m facility. The group had several companies guaranteeing each other and had been through a restructure not long before.
What we found: Money owed between the group companies didn't match what the bank had been shown. One of their largest customers was close to going under. One of the directors had been involved in three failed companies before — none of it disclosed.
Outcome: The bank reduced the facility size, took personal guarantees from the directors, and went ahead with full visibility of the risk.
An invoice finance provider asked us to look across 40 of their live facilities to find anything that might be heading for trouble.
What we found: Four customers had started paying their suppliers much more slowly. The same director kept showing up across three different debtor companies. And too much of the book was sitting in a sector that was clearly slowing down.
Outcome: The lender tightened limits where it needed to, watched two facilities more closely, and pulled out of one before it failed — saving roughly £600k.
A construction-debt funder needed a qualified surveyor to look at progress claims that didn't quite add up.
What we found: £1.4m of work being claimed for hadn't actually been done on site. The main contractor was showing early signs of going under. The schedule for releasing held-back funds was unrealistic against what had really been completed.
Outcome: The funder paused further drawdowns and agreed new terms tied to work we'd verified ourselves. Every penny advanced was recovered and the job ran to completion.
Independent due diligence, live monitoring and explainable risk scoring — for every facility, every counterparty, every time. Talk to our team about your next deal.